.clouds {
	background-attachment: scroll;
	background-color: #66CCFF;
	background-image: url(assets/clouds_cover2.jpg);
	background-repeat: no-repeat;
	background-position: center top;
}
.p12 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	font-style: normal;
	
}
.p16 {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 16px;
	font-style: normal;
	font-weight: bold;
	color: #333366;
}
.p14 {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 14px;
	font-weight: 500;
	color: #CC0000;
}
.p14-times {
	font-family: "Times New Roman", Times, serif;
	font-size: 14px;
	font-style: normal;
}
.p11 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 11px;
	font-style: normal;
	line-height: normal;
}
.box-blue {
	border: 1px solid #336699;
}
.left-space {
	margin-top: 4px;
	margin-right: 2px;
	margin-bottom: 4px;
	margin-left: 8px;
}
a:link {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	font-style: normal;
	text-decoration: underline;
}
a:visited {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	font-style: normal;
	text-decoration: underline;
}
a:hover {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	font-style: normal;
	text-decoration: none;
}
.p18 {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 18px;
	font-style: normal;
	color: #CC0000;
	text-align: center;
	font-weight: 500;



}
.fade-document {
	background-attachment: scroll;
	background-image: url(im/bcardlogo20003_fade2.jpg);
	background-repeat: no-repeat;
	background-position: left top;
}
.toc {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	font-style: normal;
	line-height: 30px;
}
.vspace {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 6px;
	line-height: 8px;
	color: #FFFFFF;
}
.p12-space {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	font-style: normal;
	line-height: 16px;

}
.p12-indent {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	font-style: normal;
	text-indent: 15px;

}
.p22 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 22px;
	font-style: normal;
	font-weight: bold;
	color: #FFFFFF;
}
.divider {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #990000;
}
h2 {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 16px;
	font-style: normal;
	font-weight: bold;
	color: cc0000;
}
h1 {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 18px;
	font-style: normal;
	font-weight: bold;
	color: cc0000;
	text-align: center;

}
h3 {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 14px;
	font-style: normal;
	font-weight: bold;
	color: cc0000;
}